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Financial Institutions Regulatory

Gowling WLG is counsel to a wide range of financial services industry participants, including domestic and foreign banks, trust companies, insurance companies, insurance intermediaries, securities dealers and advisers, pension funds, government departments, regulators, and industry associations.

Supported by professionals in areas such as tax, securities, competition/antitrust, restructuring and insolvency, and technology, the Gowling WLG Financial Institutions Regulatory Group is focused on the following eight areas:

  • Deposit-taking institutions
  • Insurance (life insurance, property and casualty, and reinsurance)
  • Pensions
  • Market regulation
  • Securities and derivatives
  • Anti-money laundering and anti-terrorist financing
  • Government relations and public policy
  • Privacy

Members of our group have held senior positions in government and with regulators. We hold in-depth experience in working with all relevant government departments, agencies and regulatory authorities, and have participated extensively in the development and drafting of the federal financial services reform legislation and associated regulations that provide the framework for financial services organizations doing business in Canada.

Our financial regulatory services include providing strategic advice and counsel to regulated financial institutions and other financial services-sector participants on the following:

  • Business powers
  • Capital adequacy
  • Corporate governance (including independent investigations where needed)
  • Development and distribution of financial services products
  • Establishment of a financial services business
  • Fiduciary duties
  • Financing transactions
  • Foreign branches and subsidiaries
  • Governance
  • Incorporation and organization of financial institutions
  • Investment powers
  • Licensing and approvals
  • M&A and divestitures
  • Market and business conduct, and self-regulatory organizations
  • Offering of insurance products and investments via the Internet (including crowdfunding)
  • Outsourcing
  • Ownership and investment constraints
  • Product development and compliance with applicable laws
  • Provincial licensing
  • Public contracting of financial services
  • Regulatory compliance (including compliance training) and interpretation of legislation
  • Reinsurance
  • Responding to supervisory inspections, compliance reviews, investigations and regulatory proceedings
  • Securitization best practices for financial institutions
  • Segregated funds and variable annuities

To find out how we can support your business needs, please contact any member of our team.

Key Contact

Filomena Frisina
Filomena Frisina

Meet our Financial Institutions Regulatory professionals

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