Condo Adviser Episode 23: Deep Dive on Condo Insurance

08 April 2021

Topics include:

  • How insurance works in the condo world?
    • Different types of insurance required
    • Premiums
    • Deductible
    • Subrogation
  • Industry trends and what's to come
  • Who pays for what?
    • When to turn to the owners?
    • When to turn to the corporation?
  • How to improve your corporation's situation?
  • Insurance deductible bylaw
    • At fault
    • No fault
    • Hybrid
  • Standard Unit bylaw
    • Including everything
    • Bare box
    • Hybrid
  • Implementing inspections and protocols to minimize risk


  • Rod Escayola (Gowling WLG)
  • Graeme MacPherson (Gowling WLG)
  • David Plotkin (Gowling WLG)
  • Tricia Baratta (Gallagher Insurance)
  • Charles Davies (Condo Director)
  • Stacey S. Kurck (FirstService Residential)

NOT LEGAL ADVICE. Information made available on this website in any form is for information purposes only. It is not, and should not be taken as, legal advice. You should not rely on, or take or fail to take any action based upon this information. Never disregard professional legal advice or delay in seeking legal advice because of something you have read on this website. Gowling WLG professionals will be pleased to discuss resolutions to specific legal concerns you may have.

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