Laurie J. Sanderson
Partner
Article
Gowling WLG has been monitoring the development of COVID-19 closely and is continuously advising clients as more information becomes available. In the interest of helping tenants who lease commercial space manage the challenges created by the outbreak of COVID-19, Gowling WLG has prepared the following bulletin. Updates will be available as new information is released.
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Many tenants are asking us whether their rent obligation is deferred or forgiven as a consequence of the COVID-19 pandemic and state of emergency. The short answer is that it is very unlikely that the rent is suspended or abated.
While you should consult your insurance broker, it is unlikely that your business interruption insurance will protect you in the event of a pandemic.
If you elect to work remotely or should you be legally mandated or elect to temporarily cease operations, we recommend that you both advise your landlord and your insurers. Most insurance policies will require you to notify the insurer of any material change in circumstances, and a failure to do so could void the insurer's obligation to pay out in the event of a claim. We also suggest that you thereafter arrange to have your premises monitored as required under the terms of your insurance policies, e.g. every 24-48 hours.
On March 17, 2020, the Government of Ontario declared an emergency under s 7.0.1 (1) the Emergency Management and Civil Protection Act. As a result of this declaration and its associated orders, the following establishments are legally required to close immediately:
Further, all organized public events of over fifty people are also prohibited. These orders were approved by the Lieutenant Governor in Council and will remain in place until March 31, 2020, at which point they will be reassessed and considered for extension, unless this order is terminated earlier.
On March 17, 2020, the Government of British Columbia declared a public health emergency under Part 5 of the British Columbia Public Health Act. As a result of this declaration and its associated orders, the following establishments are legally required to close immediately:
As of March 18, 2020 the closure order remains in place indefinitely until further notice.
Further, all public gatherings of more than fifty people are also prohibited. This order was approved by the British Columbia Minister of Health and Provincial Health Officer and will remain in place until May 30, 2020, at which point they will be reassessed and considered for extension, unless this order is cancelled earlier.
On March 17, 2020, the Government of Alberta declared a public health emergency under the Public Health Act. New public health measures are now recommended to limit the time Albertans spend in large crowds and crowed spaces. Effective March 17, 2020:
On March 13, 2020, the Gouvernement du Québec adopted an order in council (Order in Council number 177-2020) (, the "Order") that declares a health emergency throughout Québec's territory pursuant to Section 118 of the Public Health Act. As a result of the Order and its associated orders (mainly Ministerial Order number 2020-003 and Ministerial Order number 2020-004) the following businesses, establishments and public spaces are required to close during the indicated period:
Many commercial leases require the tenant to stay open for business. A failure to do so may not only constitute an event of default but may also void other tenant rights such as options to renew, rights of first refusal, parking and signage rights etc. Many tenants are asking, will my closure constitute an event of default under my lease? Strictly speaking the answer may be yes if your lease mandates you to stay open and your lease does not include a force majeure/unavoidable delay clause in your favour or a compliance of law requirement (which may arguably supersede the operating covenant). That said, however, we expect that it is unlikely a court would enforce an operating covenant on the grounds that it is contrary to the public interest in light of the legally mandated closures.
Download fact sheets by jurisdiction: Click Ontario, British Columbia, Alberta and Quebec (English, French) for PDF versions.
NOT LEGAL ADVICE. Information made available on this website in any form is for information purposes only. It is not, and should not be taken as, legal advice. You should not rely on, or take or fail to take any action based upon this information. Never disregard professional legal advice or delay in seeking legal advice because of something you have read on this website. Gowling WLG professionals will be pleased to discuss resolutions to specific legal concerns you may have.