Lending & Borrowing
Make the fine print work for your big picture
Structure smart, close faster, and protect your position across every stage of the lending lifecycle.
Whether you’re lending or borrowing, today’s financial transactions move fast—and leave little room for error. Delays, overlooked risks, or misaligned terms can compromise your returns or undermine your security. You need legal advisors who don’t just paper deals—but structure them to perform.
With a deep understanding of the pressure points, market trends, and commercial realities shaping your world, we help you negotiate and execute transactions that are efficient, predictable, and fit-for-purpose—regardless of the complexity.
Practical solutions—delivered on your terms
Enlist a high-performance team that blends strategic insight and personalized support to protect your interests and drive your deal forward. Here’s what sets us apart:
A trusted name in Canadian lending: As a qualified legal service provider to all six major Canadian banks—as well as a trusted partner to foreign banks, insurance companies, alternative lenders, and specialty financiers—our experience spans the full lending ecosystem. From high-value financing structures to straightforward credit facilities, we draw from this background to help you identify issues early and advance your transactions with confidence.
An extension of your team: We understand that friction can derail even the best-laid plans. That’s why we embed ourselves in your business, delivering proactive advice grounded in your specific goals and risk profile. By working in client-dedicated teams and collaborating closely with in-house counsel, risk managers, and external partners, we deliver responsive, efficient support that adapts to your needs.
Global reach, local knowledge: Complex cross-border transactions demand seamless coordination and deep familiarity with local regulatory landscapes. With strong international reach and deep Canadian market experience, we help you bridge jurisdictions and stay compliant with evolving legal frameworks across different regions.
360-degree business support: Our lending and borrowing work is backed by firm-wide strength across intersecting areas like corporate law, M&A, restructuring, insolvency, banking regulation, fintech, and recovery. You get coordinated, strategic advice across the full lifecycle of your transaction—so nothing gets missed and every angle is covered.
“At the heart of every successful lending relationship is trust—trust that the deal is structured right, that risks are understood, and that everyone is working toward a shared outcome. We see our role as more than legal advisors—we’re long-term partners who listen closely, act decisively, and bring clarity to complexity.”
– Chris Alam, Leader, Lending & Borrowing Group
Services that keep you in control
We provide comprehensive advice on all types of lending transactions—whether you’re navigating senior secured loans, mezzanine or second-lien financing, equipment financing, or DIP financing. With an unwavering focus on your goals, we tailor practical, risk-aware solutions to meet your needs. Explore our services:
