Mortgage Recovery Services
Enforce with precision. Recover with care.
Protect your lending interests while navigating the recovery process with efficiency and integrity.
When a borrower defaults, time and clarity are everything. Whether you’re a bank, private lender, mortgage service, or trust company, you need to act quickly—and strategically—to recover what’s owed while minimizing delay, risk, and cost. That’s where we come in.
Home to Canada’s most extensive mortgage recovery platform, we design our services to simplify the complex. From navigating power of sale and foreclosure processes to recovering shortfalls and defending your security position, we help you drive matters to resolution—swiftly, transparently, and with full control.
Mortgage recovery on your terms
When you engage our mortgage recovery team, you're not just hiring lawyers—you’re gaining a strategic partner that understands the urgency, scale, and risks involved in recovering secured debt.
Here’s how we approach it differently:
Nationwide enforcement—with a human touch: We are the only law firm in Canada that offers a truly national mortgage enforcement platform. With dedicated recovery teams in Alberta, British Columbia, Ontario, and Québec, as well as a network of experienced enforcement counsel from coast to coast, we deliver consistent execution and simplified oversight through one integrated system and a single point of contact.
Innovation that puts you in the driver’s seat: Our proprietary GRS platform doesn’t just automate workflows; it empowers you with real-time visibility, customizable reporting tools, and centralized file management across the country. From day one, you’ll have 24/7 access to the data, performance metrics, and alerts you need to stay ahead of both file-level details and broader portfolio trends.
Problem-solvers for complicated files: Environmental risks. Municipal issues. Fraud. Construction liens. Title challenges. Estate complications. When standard recovery becomes high stakes, we activate a multidisciplinary bench of lawyers across litigation, real estate, estates, environmental law, and beyond. The result? Seamless, business-sensitive strategies that protect your position—and your reputation.
Flexible models that protect your bottom line: We offer our clients true operational value, often with no interim billing and legal fees paid only when mortgages are redeemed or properties sold. With options like full-service outsourcing and volume-based fee models, we further help you control legal spend, reduce FTE demand, and streamline internal resource management.
End-to-end solutions
We provide personalized support across all areas of mortgage enforcement and recovery, delivering strategies tailored to your unique risk profile and operational priorities. Explore our services:
- Mortgage enforcement services
- Demands for payment
- Notice of sale
- Petition/statement of claim
- Defended action/litigation
- Judgment
- Foreclosure
- Writ of seizure and sale
- Writ of possession
- Eviction
- Property inspection
- Appoint and manage property manager
- Secure premises
- Enforce judgment for deficiency
- Real estate sales/NHA claim filing
- Obtain appraisals
- Arrange listing of property
- Review pricing and market value assessments
- Review, sign back, negotiate offers to purchase
- Complete real estate transactions
- Distribution of surplus funds
- Assign judgment to CMHC/Genworth
- Process report and claim
- Finalize supplementary claims to CMHC/Genworth (if applicable)
