Henry Lougher

Bio

Henry is an Associate who advises trustees and employers on all aspects of pensions law. He is a member of Gowling WLG's industry-leading Pensions Disputes and Pensions Risk Transfer teams.

Henry specialises in helping clients to resolve disputes and issues involving pension schemes. This work includes handling High Court litigation, including cases involving the rectification and interpretation of scheme rules, professional negligence claims relating to liability driven investments, and disputes with pension scheme administrators. Henry also acts for representative beneficiaries in cases brought seeking rulings from the court about meaning and effect of scheme rules.

Henry also advises trustees, employers and insurers on a wide range of pensions risk transfer work. He has assisted trustees on their de-risking journey, from purchasing a bulk annuity through to buy-out and scheme wind-up, as well as insurers on complex residual risks transactions and pre-exclusivity due diligence exercises.

Experience

Advising a Representative Beneficiary on proceedings brought by the sponsor for declaratory relief in relation to the way in which pensions under the scheme are calculated.
Advising trustees on professional negligence claims arising out of schemes' liability driven investments following the "mini budget" in September 2022.
Acting for a trustee in relation potential part 8 proceedings, including a large-scale document review and advising on a range of issues with historic scheme documentation.
Advising a trustee on a significant dispute regarding pension increases, which we persuaded the employer to settle after the production of witness statements, thereby avoiding the need to undertake High Court litigation.
Advising trustees on member queries, IDRP complaints and Pension Ombudsman complaints, including in relation to high value issues and complex benefit structures.
Assisting a trustee with replacing the Scheme administrator, negotiating the contractual documentation and ensuring a seamless orderly transition by adopting a pragmatic approach and working with the incoming and outgoing administrators to minimise issues.
Assisting an insurer client with a complex £1.2 billion full scheme buy-in.
Advising an insurer client on a large residual risks due diligence exercise relating to equalisation, scheme closure, revaluation and increases.
Advising schemes throughout their end game journey, including advising on the terms of bulk annuity purchases and assisting trustees through buy-in, buy-out and scheme wind-up.
Advising trustees on key issues including GMP equalisation, recoupment, trustee protection, return of surplus and potential section 37 issues.
A six-month secondment at the Pension Protection Fund including work on schemes in PPF assessment periods, Fraud Compensation Fund cases and reviewing and negotiating commercial contracts.

Qualifications

Career

2021

Gowling WLG (UK), Associate

2021

Solicitor of England & Wales

2019

Gowling WLG (UK), Trainee

Education

2017

BPP University, LPC

2016

BPP University, GDL

2015

University of Nottingham, Politics and International Relations BA

Languages Spoken

English

Henry Lougher

Associate

Bio

Bio

Experience

Experience

Qualifications

Qualifications

Career

Education

Languages Spoken

Subscribe for updates

Stay connected