Kam is a London-based principal associate at Gowling WLG. She advises on funds and financial services regulation. Kam is also a member of the firm's Tech sector team, actively engaged in the technology sector as a whole, and has recently completed a secondment at Amazon.
Kam has extensive experience advising a broad range of market participants, including fund managers, pension scheme trustees, AIM and FTSE listed companies, venture capital firms, e-money and payment services firms, consumer credit firms, crowdfunding platforms, placing agents and intermediaries, on the application and interpretation of UK and EU financial services laws and regulation. This includes advising founders, the boards of directors and in-house legal counsel on the structure, launch and administration of financial services-related products and services, primarily in the alternative funds, finance and tech sector.
Kam also advises on the regulatory aspects of corporate transactions, changes of control, authorisations and variations of permission, and assists firms with their responses to FCA and PRA enquiries. More recently, Kam has been advising on the regulatory environment for initial coin offerings, blockchain and cryptoassets, and the impact of Brexit on financial services.
Prior to joining Gowling WLG, Kam worked in-house in the credit legal team at Barclays Wealth, where she advised on domestic and cross border credit transactions, product development and strategic bank-wide projects affecting the business.
Recent experience includes advising on:
- the structure, regulation, management, governance and distribution of alternative investment funds
- fund management, investment advisory, distribution, depositary and ancillary agreements
- regulatory issues arising on seed and secondary investments, and strategic partnerships
- the temporary permissions regime and getting authorised by the FCA
- regulatory divergence following Brexit
- ESG-related disclosures under EU SFDR
- pre-marketing, marketing and reverse solicitation
- promotional activity on social media
- all aspects of the market abuse regime
- product governance and conflicts management
- outsourcing arrangements and operational resilience
- innovative online credit arrangements with customers, such as 'buy now, pay later'
- payment services and e-money rules for web, mobile and voice transactions
- anti-money laundering laws and suspicious transaction reporting
- the senior managers and certification regime
- reporting and disclosure obligations under UK and EU legislation