Kam is a London-based principal associate at Gowling WLG. She advises on funds and financial services regulation. Kam has practised in this area since qualification in 2009 and is a member of various working groups for the alternative investment funds industry. Kam is also a member of the firm's Tech sector team, actively engaged in the technology sector as a whole, and has recently completed a secondment at Amazon.
Kam has extensive experience advising a broad range of market participants, including fund managers, family offices, corporates, start-ups, challenger banks, FinTech firms, tech and life-science focused venture capital firms, e-money and payment services firms, multinational retailers, crowdfunding platforms, placing agents and intermediaries, on compliance with UK and EU regulation. This includes FSMA, AIFMD, EMIR, MiFID II, MAR, SFDR, PRIIPs, PSD II, AML, POCA and the SMCR.
Kam also advises on the regulatory aspects of corporate transactions, changes of control, authorisations and variations of permission, and assists firms with their responses to FCA and PRA enquiries. More recently, Kam has been advising on the regulatory environment for initial coin offerings, blockchain and cryptoassets, and the impact of Brexit on financial services.
Prior to joining Gowling WLG, Kam worked in-house in the credit legal team at Barclays Wealth, where she advised on domestic and cross border credit transactions, product development and strategic bank-wide projects affecting the business.
Recent experience includes advising on:
- regulatory issues arising on seed and secondary investments and strategic partnerships
- corporate governance, including conflicts management
- Brexit planning and the temporary permissions regime
- senior managers and certification regime
- sustainable finance disclosures
- marketing, reverse solicitation and financial promotions
- all aspects of the market abuse regime
- product governance
- innovative online credit arrangements with customers
- payment services and e-money rules for web, mobile and voice transactions
- reporting and disclosure obligations under UK and EU legislation