Rosa Lupo Partner


Speaks:  English

Year of Call: 2001 - Ontario

Primary phone: +1 519-575-7511

Fax: +1 519-571-5011

Email: rosa.lupo@gowlingwlg.com

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Primary office:  Waterloo Region



Rosa Lupo

Rosa Lupo is a partner in the Corporate Commercial Group based in Gowling WLG's Waterloo Region office.

With nearly two decades of experience, Rosa practises in all areas of corporate commercial law with an emphasis on mergers and acquisitions, debt and equity financings, licensing and distribution agreements, and real estate. She is in demand for those seeking practical, strategic advice from a lawyer who will get the job done efficiently and on time. 

Rosa's M&A work has included domestic and cross-border transactions. She has assisted clients in cross-border transactions in various jurisdictions, including the U.S., Europe and China. Rosa's financing work has included credit facilities, venture capital financings and convertible debt financing. 

As a member of the firm's Real Estate Group, Rosa has expertise in the area of real estate law. She has assisted her clients with respect to the development, leasing, purchase and sale of commercial and multi-residential real estate projects. 

As a member of the firm's Financial Institutions & Services Group, Rosa acts for lenders and borrowers in the financial services area.  She has assisted her clients with respect to commercial financings and secured transactions involving mortgage and personal property security. 

Rosa serves on several boards and contributes tirelessly to a number of organizations to help make her community a better place to work and live. She is a present and former director of many organizations, including K-W Counselling, the Greater Kitchener-Waterloo Chamber of Commerce (chair elect), the Waterloo chapter of the International Women's Forum, the Kitchener Soccer Club Inc, Communitech, and the Women's Leadership Committee. She is also actively involved with and a regular guest lecturer at the Schlegel Centre for Entrepreneurship at Wilfrid Laurier University. 

Career & Recognition

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Representative Work

  • Counsel to real estate developer Minto Group with respect to the York Downs Redevelopment project, a master-planned community with over 500 residential units, including advising on the registration of plan of subdivision, utility easements, drafting of standard form Agreement of Purchase and Sale, and attending to condominium documents for the portion of lands to be sold as condos.
  • Counsel to a Spain-based residential real estate development company with respect to the $14.1 million sale of a complex real estate property in downtown Toronto, involving a condo, retail premises, shared cost agreements and multiple easements, complicated by the Covid-19 pandemic and several defaults by tenants.
  • Counsel to Wilfrid Laurier University in the acquisition and sale of several properties across Ontario.
  • Counsel to Bank of Montreal as estate trustees with respect to sale of property for development transaction value of over $60 million.
  • Counsel to global real estate brokerage company with respect to acquisition of local Canadian brokers. 
  • Counsel to the underwriters with respect to a $23 million bought deal offering of common shares by Firm Capital Mortgage Investment Corporation.
  • Counsel to the underwriters on a bought deal financing of $25 million aggregate principal amount of 5.50% convertible unsecured subordinated debentures of Firm Capital Mortgage Investment Corporation.
  • Counsel to Mercedes Corp. in the sale of St. Jacobs Farmers’ Market and three nearby retail properties in St. Jacobs, Ontario to Schlegel Urban Developments.
  • Counsel to the underwriters on an offering of $25 million aggregate principal amount of 5.30% convertible unsecured subordinated debentures due May 31, 2022 of Firm Capital Mortgage Investment Corporation.