Lending & Borrowing

Overview

For creditors and borrowers alike, efficiency and predictability are vital to the success of any lending transaction. Harnessing sophisticated experience across the full lending lifecycle, our team helps clients navigate, simplify and de-risk transactions of all sizes and types.

Our practice is built on trust, collaboration and enduring client relationships. We are proud to be a qualified service provider to all six of the major domestic banks in Canada. We are also a firm of choice for a number of foreign banks, domestic and foreign insurers, and non-traditional and specialty lenders.

Again and again, clients turn to us for tailored solutions in relation to a variety of loan products and structures, including: senior secured, mezzanine, sub-debt and second-lien financing; asset based lending; equipment financing; and DIP financing. This advice is underpinned by broad sector-based knowledge in real estate, natural resources, energy, and construction, among many other areas.

An extension of your team

We strive to integrate seamlessly with your organization, developing a complete understanding of your goals, opportunities and obstacles. Working in client-dedicated teams, we shape our services to meet your unique needs.

Borderless lending solutions

We represent many of the world's largest financial institutions on complex cross-border lending transactions, coordinating closely with our colleagues overseas whenever required. For global clients, our team in Canada is well-positioned to offer insight and advice on the Canadian financial marketplace and the evolving regulatory, legislative and market forces that shape it.

360-degree approach

Lending frequently converges with other legal areas, adding nuance and complexity to transactions. We have you covered. Our practice is backed by the strength of a full-service firm, with broad capabilities in banking & finance, corporate law, M&A, restructuring & insolvency, recovery services, regulatory, FinTech and consumer finance.