Amanda Jackson
Partner
National Lead – Recovery Services Practice Group
Article
Updated June 15 2020
48
Originally published April 29, 2020
In light of the current COVID-19 pandemic, Gowling WLG's Recovery Services Practice Group has assembled the following information about COVID-19's impact on the mortgage enforcement process in each of the provinces and territories. Recognizing that court and government operations and restrictions are changing daily, we will strive to keep the information current to the extent possible. For any specific questions, please do not hesitate to reach out to a member of our team.
LAND REGISTRY
Registry Operations
More Information
COURTS
Court Operations
Emergency Hearings
More Information
Filing Deadlines & Limitation Periods
UPDATE: Effective March 18, 2020, filing and service deadlines under the Supreme Court Civil Rules were suspended until May 29, 2020. As of May 29, the suspension was lifted and both filing and service timelines began to run as of that date.
With the exception of any document associated with a Request for Urgent Hearing, Telephone Conference Hearing, or Application by Written Submissions, documents filed between March 19 and May 28, 2020 are deemed to have been filed on May 29, 2020.
Effective March 26, 2020, the Minister of Public Safety and Solicitor General suspended limitation periods and mandatory time periods for the commencement of a civil proceeding. Once this suspension is lifted, more directions will be provided by the Court.
PRACTICAL CONSIDERATIONS
Unless a matter may be heard by telephone (as noted above), the Court in BC is effectively closed for all hearings, until further notice. For mortgage enforcement matters, the following can still be done:
Sending demands for payment;
Commencing foreclosure proceedings;
Obtaining and registering certificates of pending litigation;
Serving parties; and
Submitting written appplications; and
Applying for "ex parte Desk Orders" - Orders that can be granted without a hearing (e.g., – Orders for alternative service).
Applying for an Order Nisi or a Judgment;
Applying for an Order allowing a lender to list a property for sale;
Applying for an Order approving a sale; and
Applying for an Order Absolute.
Consultations are ongoing between representatives of the Vancouver mortgage enforcement bar and the Court in relation to the possibility of the Court allowing 30 minute attendances (with physical distancing measures) once a week for each lawyer with a substantial mortgage enforcement practice. During these attendances, the Court will hear all the usual applications that are made in mortgage enforcement proceedings, including applications for Orders Nisi, Orders for conduct of sale, Orders approving sales, Orders Absolute, etc. If this takes effect it should soon clear the growing backlog.
Effective May 26, 2020, parties not appearing in person before the Court are required to file their affidavits of service or delivery. These affidavits may be e-filed through Court Services Online.
LAND REGISTRY
Registry Operations
Land Registry Offices are closed to the public, but the offices are still accepting documents.
The Registry is temporarily allowing the registration of Land Titles documents that have been witnessed, sworn or affirmed by Alberta lawyers using two-way teleconferencing.
More Information
THE COURTS
Court Operations
All civil matters scheduled to be heard between March 16, 2020 and June 26, 2020 are adjourned sine die, unless otherwise directed by the Court.
Emergency Hearings
Matters of the highest priority requiring immediate attention are as follows:
Emergency matters, in which serious consequences to persons or harm to property may arise if the hearing does not proceed, or if there is a risk of loss of jurisdiction or expiration of an existing protection or restraining order, including, but not limited to:
Injunctions, where there is prima facie urgency;
Civil restraining Orders;
Preservation Orders; and
Urgent Orders in the nature of habeas corpus, certiorari, mandamus and prohibition.
Urgent Adult Guardianship and Trusteeship Orders;
Urgent or time sensitive commercial matters where there are immediate and significant financial consequences which may result if there is no judicial hearing;
Urgent Surrogate Orders;
Anton Piller or Mareva-type injunctions; and
Freezing Orders.
On March 26, 2020, the Court of Queen's Bench issued further guidance, stating that any matter in the following category will likely be considered urgent:
Initial Orders under the CCAA;
CCAA stay extensions;
Receivership Applications;
Plans of Arrangements;
Injunctions;
Approval and Vesting Orders;
Sales Orders, which have been pre-scheduled; and
Urgent Bankruptcy Applications.
More Information
Filing Deadlines & Limitation Periods
PRACTICAL CONSIDERATIONS
LAND REGISTRY
Registry Operations
ISC's Saskatchewan Customer Service Centre locations are closed to the public and in-person counter service have been suspended as of March 16th, until further notice.
THE COURTS
Court Operations
Beginning March 20, 2020, regular operations of the Saskatchewan Court of Queen's Bench were suspended.
Emergency Hearings
The following is a list of what constitutes an urgent or emergency matter:
Preservation orders, such as those pursuant to s. 5 of The Enforcement of Money Judgments Act;
Injunctions, where there is a prima facie urgency;
Residential tenancy appeals where a writ of possession has been ordered;
Foreclosure actions in which confirmation of judicial sale is sought; and
Any other matter the Court deems necessary to hear on an urgent basis with prior permission of the Court, and these matters will be strictly limited.
Filing Deadlines & Limitation Periods
The Saskatchewan Court of Queen's Bench has not issued guidance stating that filing deadlines or limitation periods have been suspended.
PRACTICAL CONSIDERATIONS
As part of the Court's "chambers blitz", the Court may schedule an application to be heard on any week day between June 8 and June 26, at any time between 9 a.m. and 4 p.m.
LAND REGISTRY
Registry Operations
The Property Registry continues to function, but the offices are closed to in-person service.
More Information
THE COURTS
Court Operations
Emergency Hearings
N/A
More Information
Filing Deadlines & Limitation Periods
Practical considerations
LAND REGISTRY
Registry Operations
More Information
THE COURTS
Court Operations
All Divisional Court matters scheduled for in-person hearings after August 31, 2020 are scheduled to proceed (for now). In the interim, the Court will continue hearing non-urgent matters, but priority will generally be given in the following sequence:
The Court will not recommence criminal or civil jury selection or jury trials until September, 2020, at the earliest.
Emergency Hearings
The Court will continue to hear urgent matters during this emergency period.
The following urgent and emergency civil matters will be heard:
Urgent and time-sensitive motions and applications in civil and commercial list matters, where immediate and significant financial repercussions may result if there is no judicial hearing;
Outstanding warrants issued in relation to a Small Claims Court or Superior Court civil proceeding; and
Any other matter that the Court deems necessary and appropriate to hear on an urgent basis, for which counsel and the public are advised that these matters will be strictly limited.
More Information
Filing Deadlines & Limitation Periods
PRACTICAL CONSIDERATIONS
LAND REGISTRY
Registry operations
THE COURTS
Court Operations
The Court of Quebec, Superior Court and the Court of Appeal have generally suspended all trials scheduled to be heard.
The Court of Quebec has postponed all hearings before its Administrative and Appeal Division on the merits of appeal applications and contestations of a decision by an administrative organization. Settlement conferences are also postponed to a date to be determined in accordance with the practice established for the district where they were scheduled.
Emergency Hearings
The courts will continue to hear urgent matters, including:
Applications for interim injunction;
Seizures before judgment;
Orders for release from seizure, quashing of seizures before judgment or contested eviction orders;
Delivery of notices of execution (eviction) following a decision by a tribunal;
Safeguard orders;
Habeas corpus orders; and
Any other matter a judge deems urgent.
Filing Deadlines & Limitation Periods
PRACTICAL CONSIDERATIONS
The Government of Quebec announced that all "non-essential" services and businesses must close until May 4, 2020. Since May 4th, retail business situated elsewhere than the greater Montreal region were permitted to open with certain restrictions. The Montreal region was permitted to gradually open retail businesses as of May 25th with restrictions.
Starting on May 11, 2020, manufacturing enterprises, the mining and the construction sector were permitted to open.
Property managers remain open, and if properties become vacant, property managers remain able to proceed with securement.
As of May 11, 2020, there was a full resumption of real estate brokerage activities for both residential and commercial brokerages. The full resumption of activities will also apply to home/building inspectors, land surveyors, and chartered appraisers.
While notaries are classified as an essential service, they are not required to remain open. It's anticipated that some notarial offices will close as a result.
Notaries are now temporarily permitted to conclude acts remotely, subject to certain conditions
More information on notaries' operations can be found here.
Bailiffs are now temporarily permitted to effect service by technological means – for example, by email or fax, subject to certain conditions.
The Quebec courts, however, are currently only permitting issuance of urgent motions and are not yet equipped to receive proceedings electronically.
LAND REGISTRY
Registry Operations
More Information
THE COURTS
Court Operations
Jury trials will resume as of August 15, 2020.
Emergency Hearings - Update
Filing Deadlines & Limitation Periods
PRACTICAL CONSIDERATIONS
LAND REGISTRY
Registry Operations
The Land Registration Office is not open for general public drop-in, but couriers can still deliver document packages.
E-submission of documents will continue as usual, and signing requirements for documents have been modified to accommodate the provincial government's request for social distancing.
More Information
THE COURTS
Court Operations
The Nova Scotia Supreme Court has adopted an essential services model but began expanding its model on May 4th, 2020, allowing General Chambers matters and Appearance Day matters in Halifax to proceed by telephone.
General Chambers matters in Halifax will be heard Monday through Friday beginning at 9:30 a.m., while Appearance Day matters will be held every Friday beginning at 12:00 p.m.
Beginning May 7th, the Court has permitted the use of Skype for judicial settlement conferences if the judge, counsel and parties agree to proceed virtually.
The Court will also hear civil motions or applications virtually, provided the following criteria are satisfied:
Parties are represented by counsel;
The matter will take four hours or less;
There is no viva voce evidence, including cross-examination; and
All parties consent, or a judge otherwise orders.
The Supreme Court of Nova Scotia has extended the suspension of all jury trials until September 8, 2020.
Emergency Hearings
More Information
Filing Deadlines & Limitation Periods
UPDATE: Effective June 5, 2020, the Supreme Court lifted the suspension of filing deadlines outlined in the Civil Procedure Rules for civil matters in the General Division. Accordingly, all deadlines related to Supreme Court matters under the Civil Procedure Rules are once again in effect. Moving forward, counsel and parties shall not include the period from March 19, 2020 up to and including June 5, 2020, when calculating the time for the filing of a document or doing anything required under the Rules.
PRACTICAL CONSIDERATIONS
All foreclosure matters and public auctions inside courthouses are suspended until further notice.
Personal service may be effected by email as required by the Civil Procedure Rules for civil matters in the General Division, but service requirements established by any statute are not affected. For personal service to be effected by email, the party, or counsel for the party, to whom personal service is required must agree in advance to receive the documents via email. Additionally, the party serving the documents through this method must receive an acknowledgement of receipt, and counsel or a party who is self-represented must acknowledge receipt of service.
Service of any materials sent by email to counsel for a party or to a party who is self-represented shall be deemed effective on the date the email is sent, or, if sent after 4:30 p.m., on the next business day.
LAND REGISTRY
Registry Operations
The Registry of Deeds and the Registry of Crown Lands are accessible by appointment only. This means that all title searches requiring title information prior to 1982 can only be accessed by making an appointment.
Purchase and Sale Deeds can continue to be registered online in Newfoundland and Labrador.
THE COURTS
Court Operations
Beginning May 19th, the Court will hear settlement conferences and applications via teleconference/videoconference. The Court intends to proceed with matters that can be completed in a day or less via audio and/or video link, although a settlement conference or application may be scheduled for longer if the judge and parties agree.
Starting May 19th, the Court will also accept all filings, except notices of examination that require in-person appearances; however, it has advised that processing times will be considerably longer than normal. It is worth noting that if a document to be filed requires the setting of an appearance, such as a return date, the Court may not be able to provide such a date at this time.
Emergency Hearings
More Information
Filing Deadlines & Limitation Periods
The Court advises that it is extending all periods contained in the Rules of the Supreme Court that require or authorize a person to do or abstain from doing any act in a proceeding. This includes periods for service, filing, or amendment of any pleading or other document. This extension is for the period from March 18, 2020 to the date when the Court resumes normal operations.
This does not apply to filing deadlines or periods set out in other legislation. The Court's March 20, 2020 Notice to the Profession and General Public allows for electronic filing if a statutory deadline or a limitation period is imminent. Please refer to that Notice for further information.
PRACTICAL CONSIDERATIONS
LAND REGISTRY
Registry Operations
More Information
THE COURTS
Court Operations
Emergency Hearings
More Information
Filing Deadlines & Limitation Periods
PRACTICAL CONSIDERATIONS
LAND REGISTRY
Registry Operations
THE COURTS
Court Operations
There will be no Civil Chambers or Appearance Days in April, May or June 2020.
Applications or other hearings, such as summary trials, currently scheduled in Whitehorse may proceed by telephone, subject to the judge's discretion.
Any matters requiring in person testimony will be rescheduled when it becomes possible to appear in person
Judicial settlement conferences will be rescheduled when it becomes possible to appear in person
Case management conferences, both currently scheduled and newly requested, may proceed as long as all counsel and their clients, if permitted to attend, appear by telephone
Other than urgent matters, no new hearing dates are being scheduled at this time. Scheduling will resume as soon as it is possible to do so.
Emergency Hearings
New contested matters will be scheduled and heard if urgent. A judge will determine if the matter is urgent. Generally, the following matters may be considered urgent, subject to the judge's discretion:
Injunctions, where there is prima facie urgency;
Requests for civil restraining orders;
Requests for preservation orders;
Emergency Adult Guardianship and Trusteeship Orders, where there is a risk of harm to an individual or their property; and
Other commercial matters where there are immediate and significant financial consequences which may result if there is no judicial hearing, including bankruptcy and insolvency matters such as stays of proceedings and applications of court-appointed receivers.
More Information
Filing Deadlines & Limitation Periods
LAND REGISTRY
Registry Operations
More Information
THE COURTS
Court Operations
Appearances in civil chambers will proceed, but until further notice, counsel and self-represented parties will appear by telephone.
Civil hearings where witnesses are to be called and are scheduled to proceed between June 1st and June 30th are cancelled, subject to other directions that may be given by the assigned judge after a case conference with counsel. The registry will contact counsel to set up case conferences as may be needed. Matters that do not proceed will be rescheduled.
For special chambers hearings scheduled to proceed between June 1st and June 30th that do not involve calling evidence, the assigned judge will hold case conferences to determine whether they will proceed with the parties attending by telephone or video. Hearings that cannot proceed remotely will be rescheduled.
All case management conferences will proceed by phone until further notice.
All Judicial Settlement Conferences scheduled between June 1st and June 30th are cancelled, unless they can proceed by phone.
More Information
Filing Deadlines & Limitation Periods
LAND REGISTRY
Registry operations
More information
THE COURTS
Court Operations
All court operations, including scheduled sittings at the Courthouse in Iqaluit together with Court Registry operations, have been suspended through July 3, 2020.
All special civil sittings scheduled, territory-wide, for June have been adjourned sine die.
Emergency Hearings
More Information
Filing Deadlines & Limitation Periods
All filing deadlines between March 18, 2020 and June 1, 2020 are extended to the close of business on June 1, 2020.
Where procedural rules or court orders require the delivery of documents during this emergency period (i.e. between March 17 and May 31), and such delivery is not possible, parties can expect the Court to grant extensions of time once the Court's normal operations resume.
NOT LEGAL ADVICE. Information made available on this website in any form is for information purposes only. It is not, and should not be taken as, legal advice. You should not rely on, or take or fail to take any action based upon this information. Never disregard professional legal advice or delay in seeking legal advice because of something you have read on this website. Gowling WLG professionals will be pleased to discuss resolutions to specific legal concerns you may have.