COVID-19: Quebec economic support programs

Current as of July 25, 2020.

25 July 2020

Quebec economic support programs

Back to full guide

Quebec declared a provincial state of emergency under the Decree declaring a state of health emergency through Quebec on March 13th, 2020. This decree had been renewed on March 20 and 29, 2020.

General information available here.

The Government of Quebec has put in place certain measures aimed at the resumption of activities. General information regarding gradual resumption of activities under the COVID-19-related pause is available here.  As such:

  • On May 13, the government announced a plan for the gradual resumption of certain outdoor sports, recreation and outdoor activities;
  • Gatherings of up to 10 people are permitted from 22 May;
  • As of May 25, retail businesses in the Communauté métropolitaine de Montréal with direct access to the outdoors usually used by customers will be able to resume their activities; and manufacturing companies in all regions of Quebec will be allowed to resume their activities without any restriction as to the number of employees present to ensure their operations.
  • As of June 1, companies located outside the Communauté métropolitaine de Montréal offering private health care as well as body and aesthetic care will be able to resume their activities.
  • Some indoor gatherings of up to 50 people in public places may be permitted as early as June 22 while indoor gatherings of 250 people could be authorized in mid-July, subject to the evolution of epidemiological data.
  • Physical distancing could be reduced to 1.5 meters in some areas where there is little movement of individuals. These include, for example, classrooms, CEGEPs, universities, theatres and cinemas. However, the 2-meter physical distancing rule will remain in areas where there is increased traffic, such as common areas, waiting lines or restaurants. Children under the age of 16 will be allowed to be less than one meter apart from each other. This measure will apply to schools and summer camps.
  • Starting from June 19, 2020, Quebecers will be able to enjoy the following tourism activities: zoos, gardens, visits to artisanal processors and agro-tourism farms, tourist welcome and information centers. Maritime excursions will also be able to resume their activities starting from July 1, 2020.
  • The Government announced the resumption of team sports, the reopening of gym facilities, pools and beaches as of June 22, 2020. Combat sports remain prohibited until further notice although training is permitted.
  • As of June 22nd, 2020 all sectors of the economy are allowed to reopen, except for festivals and major events, overnight stays at holiday camps, and combat sports.
  • At present, access is allowed to all regions of Québec, with the exception of the Cree Territory of James Bay and Nunavik.

More information about the gradual resumption of activities.

In this section:

ECONOMIC SUPPORT FOR BUSINESSES

Assistance to the music industry

DESCRIPTION

This program is intended for for-profit companies involved in the production and marketing of musical or variety content and shows, artist management companies and performance agencies. By virtue of their role in Québec's cultural industry, these businesses play a strategic role in the career development of Québec artists.

ACCESS & ELIGIBILITY

Businesses that meet the following conditions are eligible for financial support:

  • be majority controlled by Canadian citizens or permanent residents whose tax residence is in Québec;
  • have its head office in Québec
  • in the case of the production of musical or variety content, demonstrate that the works are marketed to the general public through a distribution agreement or an agreement with a relevant partner (record company, aggregator, digital retailer, platform, etc.);
  • if applicable, have submitted reports on the use of grants obtained in previous years;
  • comply with the terms and conditions of the program;
submit only one application per SODEC fiscal year.

LINKS

For more information on the music industry assistance program

Assistance Program for Maintaining Essential Regional Air Services in Times of Health Emergency

DESCRIPTION

The purpose of this program is to support carriers so that they can provide essential air services in the regions of Quebec during the period of the COVID-19 health emergency. In particular, it is imperative to ensure the maintenance of regional air services to the most remote and isolated communities in Quebec that depend on these services, whether it be for the transportation of patients requiring health care and the transportation of medical personnel as well as the movement of goods and food.
Eligible air services are those whose final destination is one of the following isolated regions:

  • Northern Quebec;
  • Nunavik;
  • Eeyou Istchee James Bay;
  • Lower North Shore;
  • Anticosti Island;
  • Magdalen Islands;
  • Fermont;
  • Schefferville.
The Ministère des Transports reserves the right to modify the list of eligible destinations, depending on the evolution of the health emergency.

ACCESS & ELIGIBILITY

The program ends on the earlier of October 31, 2020 or 30 days after the end of the state of emergency related to COVID-19.
To be eligible, carriers must meet the following conditions:

  • be a Quebec-owned carrier offering scheduled commercial air services to the regions of Quebec;
  • hold a licence issued by the Canadian Transportation Agency to operate scheduled flights.

Air carriers operating international commercial flights are not eligible.
The following expenses are eligible :

  • operating costs;
  • administrative costs;
  • aircraft cleaning and disinfection costs;
costs related to COVID-19 screening measures.

LINKS

See more information on the Essential Regional Air Services Program

Temporary assistance in the audiovisual sector (cinema and television)

DESCRIPTION

This program aims to facilitate the resumption of preparation, production, post-production and dubbing activities in the film and television industry and to ensure the economic recovery of this sector.
This program has two components:
Component 1 - Support for maintaining production capacity in the audiovisual sector
Temporary financial support strand relating to the maintenance of production capacity in the audiovisual sector (cinema and television).

Component 2 - Temporary pilot component (interruption of filming due to COVID-19)

Provides financial assistance to producers covering a portion of eligible expenses related to a temporary or permanent interruption of filming on Quebec territory, as of July 15, 2020, when this interruption is the direct consequence of contamination of one or more actors or directors by COVID-19 declared under a valid insurance policy, and when this interruption is not covered by the general audiovisual production insurance in effect for the production.

LINKS

See more information on the program

Adjustments to certain tax measures for businesses

DESCRIPTION

First, to limit the impact of the temporary cessation of activities of corporations on their small business deduction, where applicable, a one-time adjustment will be made to the calculation of hours paid, an eligibility criterion for this measure.

Second, so as not to penalize companies that have had to temporarily cease or modify their operations because of the pandemic and that would therefore have difficulty meeting certain sectoral parameters necessary to obtain a tax incentive, the Government will provide temporary discretion to the departments and agencies responsible for administering these parameters in order to that they may, on an exceptional basis, authorize the eligibility of these corporations.

LINKS

See the Ministry of Finance's Information Bulletin 2020-9

Financial aid to the tourism industry

DESCRIPTION

Two components are proposed to support tourism businesses that are experiencing the effects of the COVID-19: support for tourism small and medium sized enterprises (SMEs) for the opening of the 2020 season and collective adjustment projects for SMEs.

A third component is intended for collective projects demonstrating financial benefits for businesses in several regions or sectors.

The projects submitted must be structuring and contribute to renewing and improving the region's tourism offer. They must help achieve the following objectives:

  • Stimulate the regional economy by maintaining a quality tourism offering, developing an innovative tourism offering, and developing new niches for tourism enterprises.
Encourage the development of an original, complementary tourism offering that is respectful of sustainable development.

ACCESS & ELIGIBILITY

Eligible recipients are:

  • for-profit organizations (NPOs);
  • non-profit organizations (NPOs);
  • cooperatives;
  • municipalities;
  • Aboriginal communities and nations recognized by the National Assembly as well as Aboriginal organizations and businesses;
  • any grouping of these clienteles;
sectoral tourism associations (STAs), regional tourism associations (RTAs) and agents recognized by the Ministère du Tourisme or a group of them.

LINKS

See the Regional Tourism Partnership Agreement for more information

Relief concerning commercial lease eviction measures (Bill 61)

DESCRIPTION

Under Bill 61, which has not yet been enacted into law , s. 35.1 provides that a commercial lease may not be terminated, a seizure of the property contained in the leased premises may not be made, and a notice of exercise of a hypothecary right in respect of the property may not be given to the lessee or entered in the register of personal and movable real rights.

This prohibition would extend to August 1, 2020 or to any other date determined by the Government, by reason of default in payment of the rent provided for in the lease that became due after March 13, 2020.

Note: this section excludes residential leases.

LINKS

For a summary of measures proposed by Bill 61

Financial assistance for festivals and tourism events for the winter-spring 2020-2021 season

DESCRIPTION

This call for projects is being issued despite the current context of the COVID-19 pandemic in order to maintain the development and diversity of Quebec's tourism offering. The program has been made more flexible in order to support promoters if their activities are affected by the health regulations in effect at the time.

ACCESS AND ELIGIBILITY

Promoters whose festivals and events are scheduled between November 1, 2020, and April 30, 2021 have until July 20, 2020 to apply for financial assistance through the Government of Quebec's Web site.

LINKS

For more information on eligibility criteria and registration procedures

Cultural Enterprise Assistance Program

DESCRIPTION

The Société de développement des entreprises culturelles (SODEC) has deployed the Cultural Enterprise Assistance - Temporary Working Capital Support - COVID-19 program, under which it can provide loans at advantageous rates to cultural enterprises that are in a precarious financial situation or experiencing difficulties as a result of COVID-19. With an initial envelope of $50 million, the program will be increased by $50 million.

ACCESS AND ELIGIBILITY

To be eligible, an enterprise must:

  • Be a legally incorporated company, for-profit or not-for-profit, operating mainly in SODEC's fields of activity. Sole proprietorships are not eligible, except in the field of fine crafts.
  • Have its head office in Québec and demonstrate that effective control of the business is mainly held by persons having their tax residence in Québec. A head office is defined as the place where the decision-making centre is located and where the actual management of the business is exercised.
  • Be in operation for at least one year.
  • Presenting a precarious situation and in temporary difficulty because of COVID-19.
Demonstrates that its financial structure has good prospects for profitability.

LINKS

For more information about SODEC's financial assistance program

Concerted Temporary Action Program For Businesses

DESCRIPTION

The Government of Quebec announced on March 19, 2020 the implementation of support measures for Quebec businesses, including a $2.5 billion program to support those affected by the impacts of COVID-19.

New emergency funding measure which provides ad hoc and exceptional support for businesses affected by the repercussions of COVID-19.

Details of Financial Assistance:

  • A loan guarantee is the preferred form of financing. Financing can also take the form of a loan from Investissement Québec.
  • Investissement Québec aims to work in close cooperation with financial institutions and federal authorities in order to share risks.
  • The minimum funding amount is $50,000.
  • Refinancing is prohibited.
  • This measure is designed to shore up the business's working capital.

All outstanding loans granted by Investissement Québec will be eligible for a moratorium on payment of principal and interest to be negotiated on a case by case basis.

ACCESS AND ELIGIBILITY

Eligible Projects:

Businesses must show that their cash flow issues are temporary and that the liquidity shortage stems from:

  • A problem involving the supply of raw materials or products (goods or services);
  • An inability, or a substantially decreased ability, to deliver goods, products or services;

Applications will be reviewed on a case-by-case basis, according to the business's circumstances and Investissement Québec's management practices.

Eligible Industries.

All industries are eligible, except for the following:

  • Weapons manufacturing or distribution;
  • Games of chance and gambling, combat sports, bars, racing and other similar activities;
  • Production and sale of tobacco and drugs along with services related to their use, except for projects involving pharmaceutical-grade products approved by Health Canada and having a DIN, or their ingredients, as well as R&D projects licensed by Health Canada;
  • Any activity whose main purpose is protected by the Canadian Charter of Rights and Freedoms (religion, politics, human rights advocacy, etc.);
  • Any other activity that may offend public morals.

LINKS

See more information on the Concerted temporary action program for businesses here.

Measures To Relax The Terms And Conditions Of Loans Already Granted Through Local Investment Funds

DESCRIPTION

In order to support businesses affected by the impacts of COVID-19, flexibilities for outstanding loans and loan guarantees are being put in place.

A six-month moratorium has been put in place for the repayment (principal and interest) of loans already granted through the Local Investment Fund (LIF). Interest accrued during this period will be added to the loan balance. This measure is in addition to the moratorium already in place under most investment policies in effect in the Regional County Municipalities (RCM), which can be as long as twelve months.

The LFI is the main financial tool of the RCMs set up to support businesses in their territory.

Each LFI was established with a loan from the Québec government.

The LFI aims to stimulate local entrepreneurship by promoting access to capital for the start-up or growth of traditional or social economy businesses and for support for the next generation of entrepreneurs.

LINKS

See more information on measures to relax the terms and conditions of loans already granted through Local Investment Funds here.

Emergency Assistance to Small and Medium Enterprises (SME)

DESCRIPTION

The Emergency Assistance for Small and Medium Enterprises program is designed to support, for a limited period of time, eligible businesses in financial difficulty due to COVID-19 that require less than $50,000 in cash.

LINKS

Eligible Clients

- businesses in all sectors of activity;

- social economy enterprises, including cooperatives and non-profit organizations engaged in commercial activities.

To be eligible, the business must

- have been in operation in Québec for at least one year;

- be temporarily closed, likely to close or showing signs of closure;

- be in a context of maintaining, consolidating or relaunching its activities;

- have demonstrated a causal link between its financial or operational problems and the COVID-19 pandemic.

Applicants who are under the protection of the Companies' Creditors Arrangement Act (CRA, 1985, Chapter 36) or the Bankruptcy and Insolvency Act (CRA, 1985, Chapter B-3) are excluded.

Eligible Funding

Financing is based on the company's cash requirements and is determined on the basis of justified and reasonable expenses.

It shall make it possible to make up for the lack of liquidity caused by :

- an impossibility or a substantial reduction in the capacity to deliver products (goods or services) or merchandise;

- a problem in the supply of raw materials or products (goods or services).

Assistance will be provided in the form of a loan or loan guarantee of up to $50,000.

LINKS

See more information on the Emergency Assistance to Small and Medium Enterprises (SME) here.

Concerted Action Program for Maintaining Employment (PACME-COVID-19)

DESCRIPTION

The PACME aims to provide direct support to businesses that are experiencing a reduction in their activities due to the effects of the COVID-19 pandemic, including self-employed workers, particularly through collective promoters recognized by the Commission des partenaires du marché du travail (CPMT), i.e. organizations whose actions affect several businesses and individuals in employment.

This program of the Ministère du Travail, de l'Emploi et de la Solidarité sociale is offered in collaboration with the Commission des partenaires du marché du travail. It provides direct financial support to promote training and the implementation of good human resources management practices and optimize the operation of businesses and the labour market.

The company's usual activities must have been affected by the COVID-19 pandemic, whether through a suspension, decrease, increase or diversification of activity.

This program may be combined with and complementary to any other federal or provincial government measures announced during the period in question.

Reimbursement of eligible expenses for business training projects :

- 100% of expenses of $100,000 or less;

- 50% of expenditures between $100,000 and $500,000.

Eligible Expenses :

Reimbursement of up to

- 25% of the payroll of workers in training (maximum eligible wage of $25 per hour), if the company receives the 75% emergency wage subsidy from Canada;

- 90% of the payroll of workers in training, if the company receives the 10% temporary Canadian wage subsidy;

- 100% of the wages of the workers in training, if the company does not receive a federal wage subsidy.

Reimbursement of up to 100% of training expenses, related costs and costs related to human resources management activities, according to the applicable scales (e.g. professional fees).

Projects are accepted until September 30, 2020, or until the $100 million budget envelope is exhausted.

Training or human resources management projects submitted may be of variable duration (from a few days to a few weeks or months) depending on the needs identified.

LINKS

Business Component

The programme provides direct assistance to businesses for their human resource management and worker skills development activities, whether on the job, online or remotely, so that they can use the current pause to upgrade the skills of their workforce and thus be ready for the economic recovery. In addition, it will help reduce the negative impacts that the health crisis or economic downturn could have on businesses.

The program can also support businesses that will, in the short or medium term, have to make changes to their usual activities in order to continue their operations, as well as businesses that, once the current crisis has subsided, will want to resume their activities and increase their business revenues. In all cases of on-the-job training, the terms and conditions will have to comply in all respects with public health guidelines.

Eligible clients for the Business component

- Employers

- Self-employed workers (incorporated or unincorporated) with employees

- Co-operatives

- Social economy enterprises

- Non-profit and community organizations active in communities

- Employee and employer associations

- Professional associations

- Employer groups

- Workers' organisations.

Collective Developers Component

The Labour Market Partners Commission is committed, among other things, to a collective approach to meeting the training needs of companies and the workforce. This emergency programme is thus aimed at organisations whose actions affect several businesses and people in employment in order to generate a multiplier effect. Its flexibility will enable promoters to respond quickly to the needs of their clienteles.

Eligible Clienteles for the Group Promoters Component

- Sectoral labour force committees

- Joint committees set up following a decree

- Training mutuals recognized under the Regulation respecting training mutuals

- Community organizations that sit on the CPMT

- Employers' associations recognized by the CPMT

- Legally constituted workers' associations

- Franchisors, who operate a business under the name of

- Clients who have an approved training service and who organise training courses for small and medium-sized enterprises (SMEs) in their industrial field.

LINKS

See more information on the PACME here.

Tourism Development Strategy Support Program

DESCRIPTION

$446 million is provided for the creation of an emergency component for accommodation establishments and tourist attractions under the Temporary Collaborative Action Program for Enterprises (PACTE). This component will enable enterprises to obtain loans and loan guarantees on favourable terms.

It includes even more advantageous borrowing conditions for the tourism industry.

Support of $200 million for the year 2020-2021 will be devoted to investment in business tourism in hotels. This is a new component of the Programme d'appui au développement des attraits touristiques (PADAT), with a residual envelope of $48 million. Managed by Investissement Québec, this new component of the PADAT is designed to provide financial support for the renovation or upgrading of hotel establishments. It will make it possible to obtain loans, on advantageous terms, to cover up to 80% of eligible expenses for projects with a minimum cost of $125,000.

At the same time, hotels will be able to receive a $50,000 grant under the Tourist Establishment Accessibility Program for eligible work to make their establishments accessible to people with disabilities.

In order to allow tourist accommodation establishments to conserve cash, the Quebec government has decided to pay a subsidy equivalent to the amount of the tax on tourist accommodation that hotel and bed and breakfast establishments will have paid for the first quarter of 2020. This financial assistance is estimated at $13.8 million.

Businesses that have received a confirmation of financial assistance under the Tourism Development Strategy Support Program will benefit from a postponement of the start or end date of the work. The Ministère du Tourisme will also allow deadline extensions for businesses that must complete the financial setup of projects within a prescribed period. Businesses that wish to take advantage of this relief measure must send an email to the tourism development advisor (French only) in their region. Because the duration of the present crisis is uncertain for now, no deadline is provided regarding these postponements

LINKS

See information on Tourism Development Strategy Support Program here.

For further information on Tourism Development Strategy Support, see here.

Conversion of industrial activities

DESCRIPTION

Pursuant to section 31.0.12 of the Environment Quality Act, companies that are reorganizing their operations to provide essential products related to the pandemic are not required to obtain ministerial authorization if they are in one of the following two situations:

- Increasing production of a product that they were already producing;

- Temporary modification of routine activities to provide a new product. These include equipment that could be modified or facilities that could be quickly reorganized to meet medical needs, including the manufacture of personal protective equipment such as gloves, masks and gowns, disinfectants, wipes, respirators and other medical equipment and supplies. These activities are identified on the Government of Quebec's Web site.

ACCESSIBILITY AND ELIGIBILITY

Eligible carriers

- Quebec-owned carriers offering scheduled commercial air services to isolated regions of Quebec.

- Carriers licensed by the Canadian Transportation Agency to operate scheduled flights.

- Air carriers operating international commercial flights are not eligible for this program.

Eligible air services

Eligible air services are those whose final destination is one of the following isolated regions:

Nunavik;

Eeyou Istchee James Bay;

the Lower North Shore;

Anticosti Island;

Îles-de-la-Madeleine;

Fermont;

Schefferville.

The Ministère des Transports reserves the right to modify the list of eligible destinations, according to the evolution of the health emergency.

Eligible expenses

The following expenses are eligible :

- operating costs;

- administrative costs;

- aircraft cleaning and disinfection costs;

- costs related to measures put in place to screen passengers for COVID-19;

with the exception, in particular, of expenses for which reimbursement was provided for by another form of public financial assistance at the time the application was submitted.

LINKS

See more information on the conversion of industrial activities here.

Promote buying locally with LePanierBleu.ca

DESCRIPTION

The Blue Basket is an initiative supported by the Government of Quebec to boost local commerce.

LePanierBleu.ca is a comprehensive directory of local merchants throughout the province. A powerful search engine will quickly be added to help locate products sold by our merchants and thus simplify as never before the local purchase. It is also a universal tool to easily identify local merchants who, during the crisis, are maintaining their sales activities. The first objective of the Blue Basket is to guide consumers to Quebec merchants in order to stimulate their sales.

LINKS

See more information on LePanierBleu.ca website here (only in French).

Workers urgently needed in the context of COVID-19

DESCRIPTION

The Ministère du Travail, de l'Emploi et de la Solidarité sociale is proposing a temporary web platform enabling businesses offering essential services or commercial activities to publish job offers that quickly reach workers looking for a job.

ACCESS & ELIGIBILITY

If you would like to publish job offers, you need to fill out the appropriate request form. You will be required to provide:

  • A list of jobs to be filled at your company;
  • The name of the person to contact;
  • A link to your website (if you have one).

Once submitted, your request will be verified and, if accepted, the job offers will be posted.

Information to be verified includes:

  • The legal existence of the business;
  • The business's status as an essential service or commercial activity.
You will be informed by email whether or not your request has been accepted.

LINKS

See more information on the temporary web platform enabling businesses offering essential services or commercial activities to publish job offers here.

ECONOMIC SUPPORT FOR INDIVIDUALS

Interest-free loan offered to tenants by the Quebec Housing Society (SHQ)

DESCRIPTION

The Quebec Housing Society (SHQ) aims to ensure that all Quebecers can find housing on July 1st. In particular, it offers an interest-free loan of $1,500 to tenants whose income is reduced because of COVID-19. This loan corresponds to two months' rent, i.e., the months of May and June.

A financial support measure is also available for households waiting for their principal residence. This measure consists of a reimbursement of temporary accommodation and storage or moving costs to households whose plans to move into their principal residence (including a dwelling) are delayed because of COVID-19.

Tenants agree to repay the loan to the SHQ no later than August 1, 2021. No interest will be charged on the loan until August 1, 2021. As of August 2, 2021, interest corresponding to the legal rate will be applied.

ACCESS AND ELIGIBILITY

To benefit from this program, tenants must fill out the SHQ loan form no later than July 15, 2020.

To apply, a person must be:

  • a natural person;
  • who resides in Quebec;
  • who receives or is eligible to receive the Canadian Emergency Response Benefit (CERB) or Employment Insurance benefits from the Government of Canada related to the COVID-19 pandemic;
  • who is a tenant in an eligible dwelling. In this regard, the applicant must have a residential lease in effect on May 1, 2020 at the time of application.

Is not admissible :

  • a residential unit located in a low-income housing complex (HLM);
a dwelling subsidized by the Rent Supplement program of the Quebec Housing Society (SHQ).

LINKS

For more information on the SHQ

For more information on the loan program

Temporary Aid for Workers Program (PATT)

DESCRIPTION

This program offers financial assistance to meet the needs of workers who, because they are in isolation to counter the propagation of the COVID-19 virus, cannot earn all of their work income and are not eligible for another financial assistance program.

The lump-sum amount granted to an eligible person is $573 per week, for a period of 14 days of isolation. If justified by your state of health, the coverage period for an eligible person could be extended to a maximum of 28 days.

The PATT program will end on April 10, 2020 at 4 PM. All requests sent before the end date will be processed.

ACCESS AND ELIGIBILITY

This program is for workers who reside in Québec and are in isolation for one of the following reasons:

they have contracted the virus or present symptoms;

  • they have been contact with an infected person;
  • they have returned from abroad

In addition, workers who are in isolation or likely to be under the above criteria are eligible for the PATT COVID-19 if

  • they are not receiving compensation from your employer
  • they do not have private insurance
  • they are not covered by another government program, such as employment insurance This hyperlink will open in a new window. from the federal government

The program only applies to adult workers aged 18 or over.

The order to self-isolate must have been given by the Government of Canada, the Gouvernement du Québec or another responsible authority.

LINKS

See information on the Temporary Aid for Workers Program (PATT) here.

Also see information on the Temporary Aid for Workers Program (PATT) here.

Incentive Program to Retain Essential Workers (PIRTE)

DESCRIPTION

This program offers new financial assistance to individuals working in essential jobs during the COVID-19 pandemic. The assistance will make up the difference between the Canada emergency Response Benefit (CERB) and the eligible individual wages.

The program will provide $100 for each week of qualifying work beginning March 15, 2020 and extending for a maximum of 16 weeks.

Update: The government is announcing that it will not extend the Retention Incentive Program for Essential Workers (PIRTE), whose application period ended on July 4.

This decision is explained by a context that is no longer the same as when the PIRTE was created on April 3, 2020. Québec is in "economic recovery" mode, and has already begun deconfining the vast majority of sectors.

The program covered the period between March 15 and July 4, 2020. For workers who have not been able to do so until now, it is still possible to apply online on the Revenu Québec website until November 15, 2020, which is the end of the admission period for this temporary program.

ACCESS AND ELIGIBILITY

To be eligible under the program, you must:

  • work part-time or full-time in one of the essential service This link will open a new tab sectors during the program period;
  • receive gross wages of $550 or less per week;
  • have an annual employment income of at least $5,000 for 2020;
  • have a total annual income of no more than $28,600 for 2020;
  • be at least 15 years old when you apply for assistance under the IPREW; and
  • have been resident in Québec on December 31, 2019, and plan to reside in Québec throughout 2020.
To receive this assistance for a given week covered by the program, you must not have received amounts under the CERB or the temporary aid for workers program for that same week. Note that you are eligible for the program even if your employer receives assistance through the Canada Emergency Wage Subsidy.

LINKS

See information on the Program to Retain Essential Workers (PIRTE) here.

More information on the non-renewal of this program

Deferral of Student Loan Payments

DESCRIPTION

Due to COVID-19, the government is postponing student loan debt repayment, which means that you will have no payments to make during the next six months. In addition, no interest will be calculated or added to your loan debt.

ACCESS AND ELIGIBILITY

The measure automatically applies to all Aide financière aux études clients.

LINKS

See information on the deferral of student loan payment on the official website of the Gouvernement du Québec here.

Coverage, By The Régie De L'assurance Maladie Du Québec (RAMQ), Of Health Services Related To COVID-19 Provided By Mail Or By Telecommunications

DESCRIPTION

COVID-19 screening tests are covered for all persons present on Quebec territory, whether they have a health insurance card or not.

LINKS

See the Régie de l'assurance maladie du Québec website here.

TAX MEASURES

Adjustments to certain tax measures for individuals

DESCRIPTION

Tax legislation will be amended to adapt the refundable tax credit for childcare expenses and the deduction for childcare expenses to support a person with a disability to the reality of long-distance education. This expansion is a response to the accelerating technological shift and to the significant increase in distance learning offered by several educational establishments to comply with health and safety regulations and to ensure the distancing related to the COVID-19 pandemic.

Information Bulletin 2020-9 also confirms the harmonization of Quebec's tax legislation with the federal tax legislation so that the measure allowing a 25% reduction, in 2020, of the amount of the mandatory withdrawal from a registered retirement income fund (RRIF) is implemented.

LINKS

See the Ministry of Finance's Information Bulletin 2020-9

Postponement Of Administrative Tax Measures

DESCRIPTION

Revenu Québec is postponing to June 1, 2020 the deadline applicable to all administrative tax measures (other than returns otherwise subject to a deferral) that would otherwise fall due in the period beginning on March 17, 2020 and ending on May 31, 2020.

This deferral does not apply to the payment of any amount in respect of various taxes, assessments, contributions or deductions at source. This broad deferral will cover, among other things, the following administrative tax measures:

  • corporate income tax returns;
  • elections provided for by Quebec tax legislation or regulations, such as a rollover (except for QST elections that are harmonized with the GST);
  • application for a tax credit on presentation of documents (12-month deadline);
  • application for a fuel tax refund;
  • responding to requests for information from Revenu Québec;

Amongst others

LINKS

See the Revenu Quebec website here (French only).

Administrative Measures Taken By Revenu Québec

DESCRIPTION

Following an announcement by the Minister of Finance on March 27, 2020, Revenu Québec will apply new relief measures for individuals and businesses to help them deal with the uncertainty surrounding the COVID-19 pandemic:

  • Priority is given to the processing of individual income tax returns for which a refund is owed to the individual.
  • Claims for business tax credits and refunds are processed on an expedited basis.
  • Revenu Québec has suspended its audit activities, except in situations involving a risk of fraud. No contact will be initiated with clients, except when necessary for the processing of a refund.
  • Revenu Québec has also suspended its collection measures. Revenu Québec will also be open and flexible with respect to the usual duration of payment arrangements related to tax debts.
  • Flexibility measures are planned for tax return preparers. Revenu Québec will accept an electronic signature on the forms that preparers must have their clients sign.
  • The information sessions usually given in person to individuals and businesses are now offered by telephone.
  • Revenu Québec's Small and Medium-Sized Business Coaching Program is now available by telephone.

LINKS

See information regarding the administrative measures taken by Revenu Québec here.

Also see information regarding the administrative measures taken by Revenu Québec here.

SUPPORT MEASURES OFFERED BY OTHER QUEBEC ORGANIZATIONS

Fondaction: $30 million investment fund for circular economy businesses

DESCRIPTION

In collaboration with the City of Montréal, Fondaction is preparing the launch of an investment fund dedicated to the circular economy to support economic recovery and ecological transition in the metropolitan region.

Targeting a capitalization of $30 million, this new investment vehicle will aim to finance and support small and medium enterprises (SMEs) with innovative business models or those that wish to transform their model by integrating circularity principles, particularly to reduce greenhouse gas emissions or the production of residual materials.

To begin, the fund will target the sectors that proved to be critical in Montreal during the pandemic: agri-food, waste management and sustainable mobility.

LINKS

See Fondaction website here and the circular economy fund information here

Measures To Help Hydro-Québec Customers

DESCRIPTION

Hydro-Québec is putting the following measures in place to help those affected:

  • It will not cut off power to anyone for non payment.
  • There will be no planned service interruptions for system maintenance, with the exception of those that are absolutely necessary.
  • Starting Monday, March 23, Hydro-Quebec will stop applying administration charges for unpaid bills until further notice for all customers. Customers unable to pay their electricity bills over the coming months will thus not be penalized. They can enter into a payment arrangement with Hydro Québec to defer payment.

LINKS

See Hydro Québec website here.

Relief Measures For Ivanhoé Cambridge Tenants

DESCRIPTION

Ivanhoé Cambridge wants to contribute to the collective effort to support the Quebec economy, and will be deploying measures to alleviate the immediate financial pressure for its tenants in its Québec shopping centres. As such, Ivanhoé Cambridge announces that it will be granting a deferral of the rent payable by those tenants of its retail properties in Quebec, until a later date to be identified in the future, according to their respective situation, and for a period to be determined according to the evolution of the situation.

LINKS

See Ivahnoé Cambridge page regarding measures taken here.

FTQ Loans: Principal Payment Postponed

DESCRIPTION

Businesses that have a loan with the FTQ will be granted a six-month suspension of their principal and interest payments.

LINKS

See the Fonds de solidarité du Québec page here.

Caisse De Dépôt Et Placement Du Québec (CDPQ) - Support For Québec Businesses

DESCRIPTION

The CDPQ has earmarked $4 billion to aid companies looking for funding over $5 million.

This envelope, which complements the other programs announced by several financial institutions and other investors, is intended for businesses throughout Québec and in all sectors of activity.

ACCESS AND ELIGIBILITY

Companies that may qualify for financing must meet the following criteria:

  • be profitable before the start of the Covid-19 crisis;
  • have promising growth prospects in its sector;
  • be seeking financing of $5 million or more.

LINKS

See the CDPQ's website here.

Fondaction: Relief For Three Months and Agribusiness fund

DESCRIPTION

In the context of the COVID-19 pandemic, Fondaction is strengthening its support for the companies in its portfolio to help them meet the challenges they face.

Thus, Fondaction announces the postponement, for a period of three months starting March 13, 2020 of loan payments, principal and interest, for all the companies it directly finances. This measure will provide more than 200 Québec SMEs with increased liquidity. It is one of the specific support measures that Fondaction is implementing in support of its partners.

Fondaction also offers companies in the agri-food sector financing for projects with a capital need of $500,000 or more by setting up a fund financed up to $40 million. Through this fund, Fondaction aims to help companies that feed Quebecers.

ACCESS AND ELIGIBILITY

Companies that may qualify for financing must meet the following criteria:

  1. Demonstrate profitability before the crisis;
  2. Have good growth prospects;
  3. Present a strong management team; and
  4. To meet the mission of the Fondaction fund in question.

LINKS

See Fondaction website here and the agribusiness fund information here.

Cargom Storage And Workforce Project

DESCRIPTION

The logistics and transportation cluster is offering assistance to businesses with storage and workforce needs.

LINKS

See Cargom's page regarding Covid-19 here.


NOT LEGAL ADVICE. Information made available on this website in any form is for information purposes only. It is not, and should not be taken as, legal advice. You should not rely on, or take or fail to take any action based upon this information. Never disregard professional legal advice or delay in seeking legal advice because of something you have read on this website. Gowling WLG professionals will be pleased to discuss resolutions to specific legal concerns you may have.