COVID-19: Guide to Federal and Provincial Relief Programs

Current as of September 12, 2020.

12 September 2020

Download PDF summary of federal and provincial relief programs

Across Canada, government responses to COVID-19 have resulted in the rapid creation of a significant number of relief programs for businesses and individuals. These programs span federal, provincial, and municipal governments, and many are being offered in partnership with financial institutions.

However, relief program availability continues to change rapidly, and also varies based on location and circumstances. This makes it difficult for businesses and individuals to know what resources are available at any given time.

To assist with this matter, Gowling WLG has prepared the attached resource to aggregate government relief programs across the country. The guide, which is updated regularly, also provides key insights about access and eligibility.

Key updates for the weeks of August 30 - September 12:

  • Wednesday, September 9: The Federal Government announced investments of up to nearly $221 million in partnership with Canadian financial institutions – including up to nearly $93 million from the Government of Canada over the next four years – to launch Canada's first-ever Black Entrepreneurship Program.

  • Thursday, September 10: Minister of Health Patty Hajdu announced $11.5 million in health funding by the Government of Canada to support 32 community-based projects aimed at improving mental health during the pandemic.

Topics covered within the guide include:

  • Canada Emergency Response Benefit (CERB)
  • Canada Emergency Business Account (CEBA)
  • Business Credit Availability Program (BCAP)
  • GST and HST
  • Canadian businesses of all sizes
  • Business owners
  • Canada Revenue Agency
  • Employment Insurance
  • Government of Canada
  • Income taxes
  • Operating costs
  • Property ownership
  • COVID-19 pandemic updates

If you have questions about government relief programs that might be available based on your location and circumstances, reach out to any one of the authors. We will continue to update this resource as new relief programs are released. 

NOT LEGAL ADVICE. Information made available on this website in any form is for information purposes only. It is not, and should not be taken as, legal advice. You should not rely on, or take or fail to take any action based upon this information. Never disregard professional legal advice or delay in seeking legal advice because of something you have read on this website. Gowling WLG professionals will be pleased to discuss resolutions to specific legal concerns you may have.